Mr. Ellipsis and I are in the final stages of getting our loan for our new house, and it’s stressing me out (why hello TMJ pain, good to see you again), and i’m worrying about money and things like that.  If we’ll have enough after down payment and closing costs to do the repairs we need to and things like that.  And my dad, who is worried about us paying mortgage insurance, just offered to loan us enough money so we can make our down payment 20% and not have to pay PMI.  We’d still be paying him monthly, so our total monthly payment will be close to the same, but if things get tight, he’ll understand if we have to push back a payment or two here or there.  And if we’d rather put the money towards some repairs and pay him back when we’re not improving the house, he’ll understand that too.

I’m sitting at my desk, all choked up and teary because i’m just so incredibly lucky to have a dad who is so awesome.